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6 Simple Tactics on How to Save Money on Car Insurance

I know you love your car, but I bet you don’t enjoy paying for car insurance especially with the cost of it rising by the minute. However, no matter how expensive it might be, the law requires you to have auto insurance and there is no avoiding that.

But wait a minute?  Just because the law requires you to pay doesn’t mean the auto insurance has to cost you a fortune to get the coverage that you need. Yes, it’s true that apart from the cost you will pay, insurance companies also consider other factors. These usually include your age, driving history, your living area and level of coverage.

Nonetheless, you still can save some money on your auto- insurance and still get quality coverage by just following these 6 simple tactics.

1. Compare Insurance Companies

Comparing companies might seem like an obvious starting point to many car owners but sadly it’s not. Every insurance company is different and their premiums are known to vary, that’s why it’s essential you compare their quotes.  With easy access to the internet, you get to search for dozen of insurance companies and get to compare the multiple quotes in minutes.

Furthermore, if you have held your auto insurance policy for several years, it wise you also review it. This is to ensure you are not paying too much on your coverage yet there are other companies with better offers. Remember that, switching insurance carries could save you hundreds of dollars every year but also keep in mind, the cheapest option is not always the best one.

2. Combine Your Policies

It’s no secret that most car insurance companies give discounts to clients that have more than one policy with them. Therefore, if you have multiple insurance policies such as life and homeowner’s insurance policy with different companies, you can opt to combine them with one carrier.

In some cases, having all your policies at one company can save you between 10% and 20% on all your coverage.  However, before you take the final step of combining the policies in one company, you should ensure you get the best option for all of them. Note that, for a great place to start, check out the guide to renters insurance and see how to combine other insurance policies with your car insurance.

3. Take Up a Defensive Driving Course

A defensive driving course is another simple tactic to help you save money on your car insurance coverage. If you take the optional course, most insurance providers are willing to give you a monthly discount if you show proof of the completed course. The good news is that this is a quick and simple way to save you some hundred dollars per year.

In addition, these classes will help you to be alert on the road and help you avoid any incidents or accidents. By learning how to react in certain high-risk situations, you get to save more money when you prevent any damage to your car or yourself. Is this not a win-win situation?

4. Pay Your Premium in One Go

Although it is possible to pay your car insurance on a monthly, quarterly or semiannually basis, it’s convenient to pay in one go.  For example, if you are used to paying on a monthly basis and you are charged a 5 % processing fee, you get to save $ 60 per year. That’s great, right?  Nonetheless, it’s important to read all the terms and conditions of each policy before deciding which ones work best for you.

5. Maintain a Good Credit Score

What most people don’t know is that insurance companies use as much information as they can get to price auto insurance policies. That means if you have some issues with your credit report, this can negatively influence your premiums. Therefore, if it has to do with paying the bills, ensure you pay them on time and work on lowering your credit card debt. Additionally, another way to be sure you’re getting the good credit you deserve, always check your credit record frequently.

6. Consider the Car You are Driving

I know you love your car, but are you forced to pay more insurance because of its make or model? When it comes to the make, the insurance company considers if the car is manufactured in the country of a foreign one. If it is a foreign car, you are likely to pay more on your premium because of the accessibility of body parts and body shops. When it comes to model, the fancier your car is the more expensive it is to insure. Sure, the fancy car is great but are you willing to pay extra of thousands in insurance for it?

Bottom Line

Saving money on your car insurance can be simple if you are willing to change some ways. Just apply the above tactics and be ready to have some extra money in your wallet.

www.HBOGo.com/activate – How to Activate Your HBO GO on Various Devices

What is HBO GO?

Unveiled in 2010, HBO GO is a free app used by millions of people to streamline a variety of content. Provided by the American premium cable network HBO is designed for cables, satellite and TV streaming services. Available in the English language, this type of TV is only accessible to only HBO subscribers. What’s great is that it provides on-demand access to most HBO’s library including popular series and films, original content and specials. However, keep in mind, the app doesn’t offer live TV, but new content is usually available within minutes after the live broadcast.

How to Activate HBO GO with HBO GO Activation Code

Before you begin, you need to prepare the following:

1.     A computer with internet access

Detailed Instructions:

1.     Go to the channel store and find the HBO GO app on your player.

2.     Sign in the application by filling all the required information.

3.     If you are not able to sign in your account you can just create a new account by filling all the required details.

4.     Furthermore, you have to search for HBO GO.com/activate on the internet.

5.     After that, a code will appear on your TV and you should enter it on the HBO GO activate website.

6.     If your service provider supports HBO GO, then you can find and select it from the given list.

7.     Finally, your TV screen will now refresh and ready to be streamed.

How to Activate HBO GO on Various Devices

HBO GO services are accessible on various devices like smart TV, personal computer, smartphones, Sony PlayStation 3 and 4, Amazon Fire Stick and Fire tablets among others.  Users can get this app on their streaming devices by going to the Play store (Android) and iTunes store (Apple) and installing the app on their device.

Steps to Activating HBO GO on Your Smart TV with Your Provider Account

The TVs include: Apple TV, Android TV, LG TV, and Samsung TV.

1.     Go to the channel store and find the HBO GO app on your Smart TV.

2.     Click on the setting and open it.

3.     Select the active device to get the activation code

4.     On your computer or web browser, go to HBO website at https://activate.hbogo.com/

5.     Select your TV provider by signing in your account using your username and password.

6.     When you enter the activation code, click on the HBO GO Activate device.

7.     Finally, you will see a notification that will verify that the activation process is complete.

Steps to Activate HBO GO on Your Mobile Phone

1.     Download the HBO GO app

2.     Select the sign in

3.     Choose your TV provider from the list

4.     Enter the username and password for your account

5.     Enter your email and code

6.     Click the save button

7.     Now you are set to enjoy unlimited movies and series

Steps to Activate HBO GO on Your Computer

1.     Open the web browser from your computer and visit https://activate.hbogo.com/.

2.     Go to your TV service provider

3.     Check out the sign-in option at the top right corner of the screen

4.     Go to all the providers and choose your TV service provider from the drop-down menu.

5.     Log in to your account using your username and password

6.     Type your zip code and email address. However, note that this step is not mandatory.

7.     Select the save option and your HBO GO account will be automatically activated.

Steps to Activate HBO GO on Your Amazon Fire Stick

1.     First, download the HBO GO app on Amazon Fire stick and open it.

2.     Secondly, click on the HBO GO logo and note down the activated code showing on the logo.

3.     Afterward, select your TV Provider and enter the activation code

4.     Click the active button on your device

5.     Lastly, wait for a few minutes to receive on the screen the successful activation message.

HBOGO Customer Service

If you want to contact HBOGo Customer Service, you will have to send them an email at hbogohelp@HBO.com. The customer service department will deal with questions that pertains to you be able to sign in but having issues. Issues regarding with you not able to sign in, you will need to contact your cable service provider.

Summary

HBO GO gives you and other users a chance to watch big premier and latest episodes on your favorite screen at any time without interference. The best part is that it’s easy to activate the app on any device.

List of Free Email Service Providers

Email services have proved to be the most useful means of communication. Even though there are numerous means of communication that have emerged, email is still widely used. Email services are one of the oldest methods of communication. Email service providers are many. Depending on the type of your needs, you can easily choose the suitable email service provider for your use. Each email service provider has its features. These are the features that you need to look for when selecting the right email service provider for your business. The following are just but a few of the elements;

The spam filter is a feature that detects those spam messages and filters them as well. Reliability is a key feature in an email service provider, you need the service to be always running usually to avoid unnecessary business downtime. You also need a service provider that integrates well with other essential tools in your business, such tools like calendars. It is important to look for a service provider that will ensure that your messages are highly secured. A user-friendly interface is essential, you will not spend much time learning to use the service. You also need to consider a service provider that has good storage space as well as capability to save, store the messages and even drafts. Lastly, a good email service provider is one that has a good record or reputation.

As mentioned earlier, there are some email service providers. Each of the providers has a specific set of special features. Below are a few of the services providers and its operating features:

1. Gmail (www.Gmail.com)

Gmail is one of the most used and popular email service providers. It is the best service provider for both personal and business use. Gmail is reported to be used by over a billion people according to the recently conducted statistics research. If you are looking for an email service provider with the most advanced features, Gmail is the option to go for. It has such features as the message undo and message forwarding. More so, the service provider has a mighty search engine and an efficient filter feature. These features are enabled by the Gmail owner, the Google which is a known powerful search engine.

Are you tired of your emails being hacked? Well, consider switching to this most secure email service provider. Gmail has enhanced security measures; for instance, they have the two-step authentication and verification, also a spam filter. Therefore, once you have this account, your messages are secured from hacking and other security bridges.

If you are a beginner, then you need to follow some simple steps to get started. Opening a Gmail account is easy. All you need to do is to fill in your information and create a password for your account. After logging in, you can easily send messages, attach files, and receive messages and many more applications.

2. Yahoo (www.yahoomail.com)

This is one of the oldest email service providers. Yahoo has gone through major changes from the time it was formed. Lately, this message provider was acquired by a different company known as Verizon. Even with all these changes, this is still one of the most incredible email service providers. It has the most important features that you will benefit from. Once you sign in with Yahoo, you will be able to enjoy a vast storage capacity. You will not have to worry of trash message, after every 90 days, the trash messages will be automatically deleted. Moreover, the service provider has a built-in search tool, a notepad, spam filter, a calendar as well as an SSL encryption.

3. Outlook. Com (formerly www.hotmail.com)

Outlook.com was initially known as Hotmail. This email service provider is one of the most popularly known and most widely used. Using this email service provider is the best choice because of the most influential technology, Microsoft back it. With this support, outlook.com has the most advanced features such as the clutter. This incredible feature can identify those messages that are of low priority and hence separate them from your inbox. It also got undelete feature that will enable you to recover those messages that you have deleted by mistake. The account is highly secured as well; you can only get to log in after providing two forms of identifications.

4. iCloud mail (www.icloud.com)

This email account is only available for the Apple-owned devices. Since iCloud is a service provider from Apple, you do not need to worry about the security issue. Apple’s strong security measures endure that your iCloud mail account is not compromised at all. It has got a spam filter as well as two-factor authentication. One of the advanced features with this account is the autoresponder. Moreover, it integrates other features such as contact list and calendar.

5. GMX Email (www.gmx.com)

This email service provider has unlimited mail storage. GMX email has been well known and embraced for its user-friendly user mobile interface. The service is very reliable and very flexible, you can get emails from other service providers, and this is a feature that is not available in other email service providers. It has got a spam protection feature as well as a virus protection feature that protects your emails from being infected by the virus.

6. AOL mail (www.aolmail.com)

It is one of the earliest email operating service providers. It was owned by the America Online company but was later sold to Verizon. Despite being one of the most initial emails providing service, it has developed with time to catch up with the ever-changing technology. It has a set of advanced features such as spam filters and virus protection features. Additionally, it has got a feature known as My Address which is capable of personalizing your email address. It will give you a free choice of selecting your email domain name. It is also known for its unlimited space. If you are operating a business, and you are receiving so many messages, then this is the email account to go for. You will never have to worry about running out of storage space.