Do you find money management challenging? If that is the case, you should consider online banking. It will remove the stress that you experience from month to month. Moreover, online banking offers you several benefits that help you simplify your money management routines.
The NBT Online Banker is one option you should consider if you’re looking for a convenient and flexible way of dealing with your finances. It gives you the chance to bank from any location, any time you want and is simple. Let’s look at 10 tasks you can do with NBT online banker.
1. Check Your Account History and Balances When You Login
Previously, it was difficult to get summaries and reports about your account activity. Furthermore, some banks charged a fee for offering you this information.
Fortunately, online banking makes the process of getting this information simple and fast. The information is just a click away with NBT online banker. You can view your transaction history and know how much you spent paying bills.
2. Re-Order Checks and Request for A for Stop Payment
The NBT Online Banker gives you the option of re-ordering checks and requesting for a stop payment for those that haven’t been processed. It means you can now manage your money better and without fear of losing it. If you’ve written a wrong check or cancelled a good or services order, you can use this option from the NBT Online Banker.
3. Enjoy Simple and Convenient Access to NBT Bank Mobile Banking Along With Mobile Deposit
You no longer have to visit your local bank branch in order to deposit a check. With online banking from NBT, you can deposit the check by uploading a photo of it (from the front and back).
However, you’ll need a mobile deposit app, which you can find on the Play Store or App Store. Making sure you download a legitimate app to protect you from fraudsters.
4. Use External Account Transfers to Move Funds from Your NBT Bank Accounts to Other Financial Institutions
Moving funds from your NBT bank accounts to other accounts with other financial institutions in the US is an easy task, thanks to the NBT Bank External Account Transfers feature. You can do this from the comfort of your home or office, enabling you to save time and money.
5. Use the Person-To-Person Payment Tool (Popmoney) To Send, Request And Receive Money
Sending, requesting and receiving money is now easier thanks to the person-to-person payment tool (Popmoney). This tool saves you time and money, meaning you can pay bills and go on with your daily routine without having to visit your local bank branch.
6. Enroll for eStatements
Most of us find traditional bill statements to be annoying and a waste of resources, for example, paper. In addition, you may find them clogging your physical mailbox.
The NBT online banker offers you the option of receiving electronic statements. They may result in digital clutter, but remember it’s easier to delete an email as compared to shredding paper. Moreover, apps such as Google Inbox make it easier for you to receive and read your emails from anywhere.
7. Pay Bills
The NBT online banker offers you a simple, fast and easy way of paying your bills. For instance, you can use this online banking option to pay your utilities, rent/mortgage, several types of insurance, student loans and car loans.
In addition, you can use the platform to pay subscriptions and enrollments. The NBT online banker allows you to link your bills directly to your account, which reduces the stress you experience when paying them.
8. Manage Your Finances Using the Personal Financial Management Tool
NBT online banker offers you the Personal Financial Management Tool that enables you to manage your money effectively. This advanced feature lets you know how much you spend on things such as emergencies, bill and entertainment.
9. Receive Alerts through Your Email
Online banking enables you to receive secure mobile alerts in close to real time. You may find them annoying, but remember they are of great help. For instance, you can receive notifications about:
- Bill payment date approaching
- Your transaction going through or being denied
- Details of your bank account being changed
- Any failed attempts to log into your account
- Your bank balance reaching a specified target figure
10. Use Web Connect To Download Your Account Information Into Quicken and QuickBooks 2010
In the case that you use Quicken or other alternatives to manage your finances, then banking online will make your life simpler and easier. NBT bank supports these tools, which means you can integrate your bank account with the desktop software you’re using.
You can choose to integrate your bank account with the software you’re using. On the other hand, you can export your bank account’s transaction history as a file download. In most instances, it will be in (.CSV format) and then import it to the software.
NBT Online Banker
Online banking from NBT online banker is convenient and flexible. You can carry out several tasks from the comfort of your home, office or when on vacation. As the above article shows, NBT online bank gives you several features that will make your daily routine easier and save you money. You’ll be able to manage your money well and look forward to a financially secure future.